Montana Insurance Help – Workers’ Compensation

If you own a business in Montana and have employees, you are required to carry workers’ compensation coverage — but many business owners don’t realize that Montana allows three different ways to obtain that coverage. In this video, Jeff Williams of Armor Insurance Agency in Miles City, Montana explains the three workers’ compensation plans available to Montana employers, including private insurance carriers, the Montana State Fund, and self-insurance. Understanding how these options work can help business owners make informed decisions about protecting their employees while managing risk and complying with Montana law.