Hi, I’m Jeff Williams, Owner of Armor Insurance Agency in Miles City, Montana. In this video, I explain Montana’s workers’ compensation system for business owners. You’ll learn how it protects employees from work-related injuries, covers medical expenses and lost wages, and limits your liability as an employer. Understanding the law and your policy is the first step to keeping your business compliant and your workplace safe. If you want to review your coverage, call me at (406) 416-1096.