Tuesday’s Insurance Tips – Personal Car Insurance in Montana

In this Tuesday’s Tips video, Jeff Williams of Armor Insurance Agency in Miles City, Montana, explains whether personal auto liability insurance has a deductible. He clarifies that standard liability coverage does not require a deductible when paying for injuries or property damage to others. Jeff also distinguishes this from collision and comprehensive coverages, which do have deductibles, and notes that specialized policies like commercial or umbrella coverage may include terms for liability deductibles. This video helps Montana drivers understand how liability insurance protects others without impacting their own out-of-pocket costs.