Tuesday’s Insurance Tips – Personal Car Insurance in Montana

In this video, Jeff Williams, owner of Armor Insurance Agency in Miles City, Montana, explains whether your personal auto liability insurance covers legal defense costs if you are involved in a car accident. He breaks down how insurance companies handle court costs, hire attorneys, and manage lawsuits on your behalf, including how policy limits affect potential payouts. Jeff also clarifies what is not covered, such as intentional or criminal acts, and offers practical guidance for Montana drivers to ensure their liability limits provide adequate protection.