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Commercial Auto Insurance for Your Business: Everything You Need to Know
The Two Main Categories of Commercial Auto Insurance in Montana Commercial Auto Insurance can be organized into two Categories While business operations can differ significantly, commercial auto insurance needs generally fall into two main categories Business & Contractor Ideal for small businesses using cars or vans for deliveries, sales calls, or other operations Designed for…
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Ultimate Guide to Motorcycle Insurance in Montana
Ultimate Guide to Motorcycle Insurance Coverage in Montana Montana motorcycle laws exempts motorcycles from mandatory liability insurance requirements Motorcycles are considered motor vehicles for the purpose of driving on Montana highways, which means you have to register them with the Treasurer’s office in your county of residence However, MCA 61-6-303(5) explicitly exempts motorcycles from mandatory…
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Flood Insurance Fundamentals: Part 8
Flood Insurance Fundamentals: Part 8 The Last Hurrah! Flood Insurance Fundamentals: Part 8 is the unexpected continuation of the “flood of information” we received in Part 7 of this comprehensive series on NFIP Flood Insurance In this Final part, and I really mean it this time, we will cover the weighty but important subject of…
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Flood Insurance Fundamentals: Part 7
Flood Insurance Fundamentals: Part 7 We’re on the Home Stretch! Flood Insurance Fundamentals: Part 7 is designed to build on a strong foundation for understanding your NFIP Flood Insurance policy We will illustrate the concepts by revisiting our case study that was introduced in Part 3. Let’s do that now! Case Study New Update! Our…
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Flood Insurance Fundamentals: Part 6
Flood Insurance Fundamentals: Part 6 Operation: Discounts Everybody loves a good discount and in Flood Insurance Fundamentals: Part 6, that is what we are talking about! Discounts happen to be the third step in determining NFIP flood insurance rates: Other Policy Writing and Rating Considerations The Newly Mapped Discount Like Magic The discount applies to…
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Flood Insurance Fundamentals: Part 5
Flood Insurance Fundamentals: Part 5 Diving Back In! In Flood Insurance Fundamentals: Part 5 we pick up where we left off in Part 4 In Part 4 we added to our understanding of the Cost to Rebuild as one of the six primary components of FEMA’s Risk Rating 2.0 We also introduced the seven rating…
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Flood Insurance Fundamentals: Part 2
Flood Insurance Fundamentals: Part 2 Buckle Up, Buttercup, It’s Go-Time! Flood Insurance Fundamentals Part 2: The second instalment of the Flood Insurance Fundamentals series which is intended to be a comprehensive look at FEMA’s National Flood Insurance Program (NFIP) In Part 1 We Established If you are unfamiliar with anything in that list you may…
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Flood Insurance Fundamentals: Part 1
The Standard Flood Insurance Policy A Model of Consistency Flood Insurance Fundamentals: Part 1 starts with understanding that the Standard Flood Insurance Policy (SFIP) is a single peril insurance policy available to property owners in participating communities to purchase flood insurance as protection against flood losses What is a Flood? The Standard Flood Insurance Policy…
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Home Insurance in Miles City, MT: The Basics
The Basics Start With A Good Foundation A homeowners insurance policy in Miles City, MT is a comprehensive multiline policy that combines property and liability coverage into one convenient package The property portion protects your tangible assets, such as your home and belongings, while the liability component safeguards you against financial losses if you or…
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Flood Insurance for Homeowners in Miles City, Montana
Flood Insurance in Miles City A Walk Through NFIP flood insurance policies for homeowners in Miles City have been around for a long time Since 1968 policies have been available nationally and starting in February of 1980 in Miles City when the community joined the NFIP program and the first FIRM was created Miles City…