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Flood Insurance Fundamentals: Part 8
Flood Insurance Fundamentals: Part 8 The Last Hurrah! Flood Insurance Fundamentals: Part 8 is the unexpected continuation of the “flood of information” we received in Part 7 of this comprehensive series on NFIP Flood Insurance In this Final part, and I really mean it this time, we will cover the weighty but important subject of…
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Flood Insurance Fundamentals: Part 7
Flood Insurance Fundamentals: Part 7 We’re on the Home Stretch! Flood Insurance Fundamentals: Part 7 is designed to build on a strong foundation for understanding your NFIP Flood Insurance policy We will illustrate the concepts by revisiting our case study that was introduced in Part 3. Let’s do that now! Case Study New Update! Our…
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Flood Insurance Fundamentals: Part 6
Flood Insurance Fundamentals: Part 6 Operation: Discounts Everybody loves a good discount and in Flood Insurance Fundamentals: Part 6, that is what we are talking about! Discounts happen to be the third step in determining NFIP flood insurance rates: Other Policy Writing and Rating Considerations The Newly Mapped Discount Like Magic The discount applies to…
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Flood Insurance Fundamentals: Part 4
Flood Insurance Fundamentals: Part 4 Here We Go Again! In Flood Insurance Fundamentals: Part 4, we build on the case study from Part 3 to explore the second step in determining the couple’s flood insurance rates This article briefly revisits the Cost to Rebuild and then focuses on the fourth component of the NFIP’s Risk…
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Flood Insurance Fundamentals: Part 1
The Standard Flood Insurance Policy A Model of Consistency Flood Insurance Fundamentals: Part 1 starts with understanding that the Standard Flood Insurance Policy (SFIP) is a single peril insurance policy available to property owners in participating communities to purchase flood insurance as protection against flood losses What is a Flood? The Standard Flood Insurance Policy…
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The Big 4 Car Insurance Coverages in Montana
Understanding Your Car Insurance Coverages There are 4 primary car insurance coverage options Coverage A Pays for injuries and property damage that you cause to others in a car accident Coverage B Pays for medical expenses after an accident, regardless of fault Coverage C This coverage pays medical expenses caused by drivers who have insufficient…
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Montana Car Insurance: The Minimum Coverage You Can’t Afford to Ignore
Here’s the Truth About Montana’s Minimum Liability Limits Pioneer Spirit Since 1951, Montana has been a pioneer in protecting its citizens on the roadways, establishing a comprehensive minimum liability car insurance requirement that has become a model for responsible driving legislation. Evolving over decades, the state has crafted insurance regulations that seek to balance driver…
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Protect Montana: Car Insurance in the Treasure State
Montana’s Car Insurance Journey Car insurance is an important aspect of responsible vehicle ownership, providing financial protection for drivers and accident victims alike In Montana, the evolution of car insurance laws reflects the state’s commitment to road safety and financial accountability This blog post explores the history of car insurance in Montana, highlighting legislative milestones…