Montana law requires drivers to carry minimum liability insurance, including $25,000 per person for bodily injury or death, $50,000 per accident for bodily injury or death, and $20,000 for property damage. This video explains what those limits mean and why they may not be enough to fully protect you in a serious accident. Jeff Williams, owner of Armor Insurance Agency in Miles City, Montana, breaks down how these minimum limits work and why it’s important to evaluate your coverage to ensure adequate protection.